Financial Advice for Young Professionals
When it comes to growing wealth, time is on your side. From your first investment to your first home, we’ll help you make the most of your income.
Investing involves risk. The value of investments can rise and fall, so you may get back less than you invest.
Why do young professionals need advice?
Perhaps those early years paying your dues in your career are starting to pay off. You’re earning more and starting to look ahead. You may have received a bonus, inheritance, or savings are finally starting to build. Maybe buying your first home feels within reach, or you might just want to make sure your income works harder, instead of sitting in the bank.
Wherever you are, our advisers can help you take the next step with confidence.
Youth on your side
Albert Einstein called compound interest the eighth wonder of the world – and he wasn’t wrong.
Getting into good money habits early on in life gives your money more time to grow, making your future more secure. We’re here to give you clear, personalised advice to help your money work for you, so you can build the life you want.
Helping you plan for what’s next
Some of the typical things we help young professionals with:
Buying your first home
Saving for a deposit and making sense of mortgages.
Investing for the future
A present for future you.
Saving for life’s big moments
Weddings, travel, or a having a baby.
Protecting what you’re building
With income protection and life cover.
Maximising tax efficiency
Managing pay rises, bonuses and career moves.
Laying the foundations for long-term wealth
Investing for long-term financial security.
Investing involves risk. The value of investments can rise and fall, so you may get back less than you invest.
Investing is generally suited to longer-term goals, giving your money time to potentially grow and benefit from compounding. But growth isn't guaranteed, and investments can fall as well as rise.
The right level of investment risk depends on your goals, timeframe and circumstances.
Advice that grows with you
Your goals will evolve, but we ensure your plan moves with them. Whether you’re focused on career growth, life experiences, or building wealth early, we offer advice that keeps pace with your ambitions, with no jargon or pressure.
Why work with Luma?
Real people, real advice
A team that looks like you. No pin-striped suits in this office.
Real forecasts
Get a goal-focused, life-long financial plan based on real forecasts
Supportive relationship
A supportive relationship that grows with you, wherever life takes you.
FTSE 100 strength
Backed by the strength and stability of FTSE company, St. James’s Place.
Meet our people
Meet our people
Our clients are real people, and so are we. Scroll through our team to meet the people who can build your financial plan. Not sure who might fit your requirements? Get in touch
